Section 17.01 Health/Rx, Dental, and Vision Insurance

The College will provide a Health/Rx, Dental and Vision Insurance plan for members of the bargaining unit. The

College will pay 87% of the Health/Rx, Dental and Vision insurance premium per bargaining unit member and the

bargaining unit member will pay 13% of the Health/Rx, Dental and Vision insurance premium. Premiums are

subject to Section 125 of the Internal Revenue Code which allows employees to pay their portion of the insurance on

a pre-tax basis.

During the term of this Agreement, the College and NCSFA-AAUP agree to continue to study cost-saving measures

regarding health insurance coverage. An insurance committee will be established and shall consist of three (3)

faculty representatives from the NCSFA-AAUP, three (3) representatives from the College staff and three (3)

representatives from the administration. The Director of Human Resources or designee shall serve as facilitator.

The insurance committee will meet a minimum of six (6) months prior to the renewal of the College's employee

group health insurance plan and at other times as is necessary. Meetings may be called by the facilitator or jointly

by at least four (4) insurance committee members. A valid meeting of the insurance committee will include

attendance of at least two (2) insurance committee members from the faculty, two (2) from the College staff and two

(2) from the College administration. The insurance committee will report findings and make recommendations for

any changes to the President of the College.

Section 17.02 Term Life /Accidental Death & Dismemberment Insurance

The College will provide Term Life/Accidental Death & Dismemberment Insurance for members of the bargaining

unit. The College will pay 100% of the Term Life/Accidental Death & Dismemberment Insurance premium. The

amount of coverage is two times the faculty member's salary up to a maximum of $220,000.

Section 17.03 Long Term Disability Insurance

The College will provide Long Term Disability Insurance for members of the bargaining unit. The College will pay

100% of the Long Term Disability Insurance premium. After a 90-day waiting period the faculty member would

begin receiving 60% of salary to a maximum of $3,000 per month.

Section 17.04 Voluntary Life Insurance

The College will provide a supplemental term life insurance program for members of the bargaining unit. The

monthly premiums will be paid 100% by the faculty member. New faculty may apply for supplemental term life

coverage within 31 days of the date of their employment.

Section 17.05 Professional Liability Insurance

The College will provide Professional Liability Insurance for bargaining unit members. The College will pay 100%

of the Professional Liability Insurance premium. The limit of liability is one million dollars per occurrence ($3

million aggregate). Faculty teaching in the health programs are covered additionally in teaching situations both on

and off campus with the same limit of liability.

Section 17.06 Adjustments to Benefit Levels

The current insurance benefit levels will be maintained unless the parties agree to modify benefits through collective

bargaining.